Real Estate & Mortgage News

February inflation data shows housing costs rose at the slowest pace in over 3 years

The spring home-selling season poses challenges for homebuilders due to high mortgage rates and economic uncertainty. Major builders like DR Horton reported a decrease in net orders, prompting them to offer incentives that have impacted profit margins. Toll Brothers also lowered its sales guidance amid mixed demand. Concerns over rising land prices and tariffs on imported materials further complicate the...

USAA Homeowners Insurance Review (2025)

Following the California wildfires in January 2025, USAA anticipates paying out $1.8 billion in claims, having received over 3,500 claims by February 5, 2025, with 86% of claimants receiving initial payments. The devastation in California is expected to have nationwide repercussions, leading insurers in the state to report record losses, potentially resulting in increased premiums and reduced coverage in...

Is an Appraisal Required for a HELOC?

When is an appraisal required? Required for most HELOCs Determines home value and borrowing limit Affects interest rates and loan terms Types: - Full appraisal - Drive-by: exterior only - Desktop: public record evaluation - Hybrid: mix of physical & remote - AVM: automated digital valuation...

Own a room at a Fort Lauderdale Beachfront Hilton Hotel! Use it up to 120 days per year and PROFIT from your ownership of a vacation hotspot!!

Prime Income-Generating Beachfront Investment! Own a cash-flowing junior suite at Hilton Fort Lauderdale Beach Resort, offering breathtaking ocean & city views. This fully furnished, turnkey unit features floor-to-ceiling impact windows, private balcony, kitchenette, owner’s closet, in-unit washer/dryer & extra storage. Enjoy resort-style amenities:...

The pros and cons of investing in vacation real estate

Investing in vacation real estate can be rewarding but comes with both benefits and challenges. Key advantages include potential rental income and personal getaway benefits, as popular destinations often maintain high occupancy rates. However, risks such as maintenance costs, market fluctuations, and legal considerations must be weighed. Financing can be more complex, with higher down payments and...

Homeowners would save $1,000s under new law axing ‘antiquated’ annual fee

A proposed constitutional amendment in Pennsylvania aims to abolish property taxes, potentially saving homeowners thousands annually. Introduced by Republican state Representative Russ Diamond, the amendment could appear on the ballot in November. While supporters argue it alleviates financial burdens, concerns arise about local governments losing revenue. Similar initiatives are being discussed in other...