GOBankingRates analyzed all 50 states to identify the least affordable states for families in 2025, revealing that Hawaii, California, Florida, and Arizona ranked among the top. The analysis considered median household incomes, cost-of-living indexes, home values, and average monthly mortgage costs. Key findings included a median household income of $98,317 and an average single-family home value of $981,094, with significant leftover savings deficits for many families after accounting for living expenses.
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