Delinquency rates for mortgage loans increased in Q4 2024, reaching 3.98% for one- to four-unit residential properties, up 6 basis points from Q3 and 10 basis points from the previous year. Conventional loan delinquencies slightly decreased to 2.62%, while FHA and VA loans saw significant increases, with FHA delinquencies rising to 11.03% and VA to 4.7%. The gap between FHA and conventional delinquency rates reached 841 basis points, and 208 basis points for VA loans.
Understanding Florida’s Homestead Exemption: A Guide for New Homebuyers in Miami-Dade and Broward
Buying a new home is an exciting milestone, but it comes with its own set of financial considerations. For residents in Miami-Dade and Broward counties,
August 10, 2026
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