American homebuyers now need 15% ↑ income, but wages have only ↑ 5%.
Affordability means spending no more than 30% of income on housing.
South Florida experiences a significant rise in home prices, particularly impacting first-time buyers.

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Mid-sized metros are adding luxury depth as seven-figure listings expand beyond traditional coastal anchors in NY and California nationwide for high-end buyers. Entry-level luxury nationally

